General and specific goals
Keep dollars in the general Dollar Goal account, or create a specific goal with a custom name, emoji, and target amount. Save directly to either one and update the goal amount whenever you need to.
Keep your balance in dollars. Earn BTC rewards.
Hold 10 or more USD to earn up to 6%, paid daily in BTC. Program terms can change, so check the app. Stablecoins carry issuer and platform risk.
How Dollar Goals work
Save and spend on your terms
Add and withdraw in BTC or dollars
Add Bitcoin and convert it to USDB, or add dollars directly to hold and earn optional BTC rewards. Withdraw to BTC or dollars whenever you want, with the conversion rate and any swap fee shown before you confirm.
A practical example
Give every dollar a purpose
Dollar Goals help you organize your balance instead of trying to time the market. Keep a travel fund in dollars so spending stays predictable, or move part of it to BTC when you want Bitcoin exposure.
Trip fund
Create “Japan trip” with a $2,000 target. Add BTC or dollars over time, track progress, and withdraw when it's time to spend.
Emergency buffer
Keep a general Dollar Goal in USDB so the amount stays in dollars. Review issuer and platform risk before you hold stablecoins.
Business reserve
Keep a reserve separate from daily spending, then use Analytics to review deposits, withdrawals, and any eligible rewards.
FAQ
Dollar Goal questions
What are Dollar Goals?
Dollar Goals use USDB, dollars on Bitcoin via Spark, to help you set a general or specific savings target. You can add Bitcoin or dollars, withdraw either, and track activity.
Can I add or withdraw Bitcoin?
Yes. Add Bitcoin and convert it to USDB, or add dollars directly. You can withdraw to BTC or dollars, and Blitz shows the conversion rate and any swap fee before you confirm.
What rewards does a Dollar Goal offer?
Hold 10 or more USDB to earn up to 6% back, paid daily in BTC. Program terms can change, so check the app. Stablecoins carry issuer and platform risk.
Are Dollar Goals investment advice?
No. Dollar Goals are a wallet feature for organizing funds. Rewards, stablecoins, and Bitcoin each carry risks; review current terms and decide what is appropriate for you.
Track everything
See rewards, deposits, and withdrawals
All Dollar Goal activity
View your eligible BTC rewards, deposits, and withdrawals together in one list.
Per-goal view
Open any goal to add or withdraw funds, check its activity, and change the target when you need to.
General account
No specific goal yet? Use the general Dollar Goals account. You still get the same reward eligibility and flexibility.
Steps
Create a goal in 30 seconds
Create the goal
Choose name, emoji, and target amount. Save to general or make a new specific goal.
Add funds
Add Bitcoin or dollars. Pick the goal to credit.
Watch and manage
Track progress and eligible BTC rewards. Add more, withdraw, or update the target whenever you want.
Create your first Dollar Goal
Make a goal, add $10, and track your balance and any eligible BTC rewards together.