The Problem
The global payments system is fragmented, expensive, and designed
around institutions rather than people. If you're sending money to
family overseas, paying a freelancer in another country, or
splitting a bill with someone on the other side of the world, you
run into the same walls:
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High fees: Traditional wire transfers and
remittance services take 3 to 10% of every transaction, robbing
families of billions every year.
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Slow settlement: Bank transfers can take days.
International wires take even longer. In 2026, that's
unacceptable.
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Access barriers: Billions of people worldwide
lack access to reliable banking infrastructure, locking them out
of the global economy entirely.
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You're not in control: Banks and apps can
freeze accounts, reverse payments, or lock you out at any time.
Your money isn't really yours until it clears.
Bitcoin offers a way out: a global, open payment network that
anyone with a smartphone can use. But until now, using Bitcoin for
everyday payments has been too complex for most people: confusing
addresses, expiring invoices, channel management, and a user
experience that feels nothing like the apps people already love.
Our Solution
Blitz Wallet is a self-custodial Bitcoin and Lightning wallet
built on Spark. We combine the best of modern payments design with
the speed and reach of Bitcoin, making it possible for anyone to
send money instantly, anywhere in the world, at near-zero cost.
At the core is
Spark, a Bitcoin-native Layer 2 that enables instant, self-custodial
transactions without the complexity of traditional Lightning.
There is no channel management, no inbound liquidity, and no node
uptime requirement. On top of that foundation, we've built a suite
of features designed to make Bitcoin payments feel as natural as
any app you already use:
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Contact-Based Payments: Send Bitcoin to anyone
in your contacts by name, not a cryptic address. Zero fees
between Blitz users. No invoices. No QR codes required.
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Blitz Gifts: Send Bitcoin through a shareable
gift link. A recipient who is new to Blitz can create a wallet
from the link before claiming it.
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Payment Pools: Coordinate group payments and
collections, powered by Lightning. Split costs, collect
contributions, and settle instantly, with no Venmo required.
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Dollar Goals: Keep a savings target in USDB,
dollars on Bitcoin via Spark, and track progress in one place.
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Accumulation Addresses: Receive USDT or USDC on
supported networks and auto-convert it to Bitcoin or USDB.
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USDB Stablecoin Savings: Hold your balance in
USDB, a USD-pegged stablecoin, to avoid Bitcoin price volatility
while staying on Bitcoin's rails. Hold 10 or more USDB to earn
up to 6% back, paid daily in BTC. Program terms can change, so
check the app. Stablecoins carry issuer and platform risk.
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Stablecoin Integration: Seamlessly swap between
Bitcoin and stablecoins to transact in the currency that makes
sense for you, without leaving the app.
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Human-Readable Addresses: Your Blitz address
looks like
username@blitzwalletapp.com. Send and
receive payments as simply as sending an email.
The result is a payments app that feels familiar, works globally,
costs almost nothing, and puts you in full control of your money.