Personal accounts for you
Create “Spending,” “Savings,” or “Business” accounts to keep your money organized. Give each one its own name, emoji, Lightning address, and USD or BTC receiving preference, then manage its balance and history separately.
Separate wallets under one backup
Create separate wallets for different needs. Keep your spending organized or manage an account for someone you help.
Two types
Personal and managed
Accounts are created under your main wallet, so one 12-word seed restores them all. Read the recovery details.
Managed accounts for others
Create an account for someone you help. Pair the account to their phone so they can use it, while you add or withdraw funds and see activity.
Recovery and boundaries
One wallet, clear responsibility
Accounts help you stay organized, but you still need to keep your main backup safe.
Restore the main wallet
Restore the main wallet's 12-word seed phrase; your accounts come back with it. See the security page.
Know who is responsible
Personal accounts hold your own money. Managed accounts are for someone you help. You stay responsible for recovery and funding.
Use separate addresses
Give each account its own Lightning address. Payments and history stay separate, and you can set each one to receive in USD or BTC.
FAQ
Questions about Blitz Accounts
Do sub-wallets need separate backups?
They are created under your main wallet, which you restore with its 12-word seed phrase. Keep that backup safe, and see the security page for recovery details.
Does each account have its own Lightning address?
Sort of. Every personal sub-account can have its own Lightning address and choose to receive in USD or BTC. Managed accounts also get their own Lightning address, based on the username the account holder chooses.
Can a managed account holder recover the account alone?
No. Pairing lets the other person use the managed account on their phone while recovery remains linked to your main wallet.
What happens if I lose my phone?
Install Blitz on a new device and restore the main wallet's 12-word seed phrase. Your accounts come back with it; see the security page for recovery details.
What you can do
Manage each account on its own
Your own Lightning address
Every account gets its own address. Set it to receive in USD or BTC.
Move money between accounts
Move funds between personal accounts without an on-chain transaction. Send to another account or pull funds in.
History, names, and backup
Check history for each account, set a name and emoji, and restore the wallet keys with your 12-word seed phrase.
Why it helps
Stay organized and help others get started
Stay organized
Keep rent, groceries, and savings separate without needing a new backup.
Help someone get started
A managed account has a separate name, address, and history. You remain responsible for its recovery through your main wallet.
One backup
Accounts are created under your main wallet, so its seed phrase restores them. See what self-custody means.
Make your first sub-wallet
Create a personal account for “Spending” or a managed account for someone you help.