The Problem
The global payments system is fragmented, expensive, and designed
around institutions — not people. Whether you're sending money to
family overseas, paying a freelancer in another country, or
splitting a bill with someone on the other side of the world, you
run into the same walls:
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High fees – Traditional wire transfers and
remittance services take 3–10% of every transaction, robbing
families of billions every year.
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Slow settlement – Bank transfers can take days.
International wires even longer. In 2026, that's unacceptable.
-
Access barriers – Billions of people worldwide
lack access to reliable banking infrastructure, locking them out
of the global economy entirely.
-
No sovereignty – Traditional systems can freeze
accounts, reverse transactions, and restrict access at any time.
You don't truly own your money.
Bitcoin offers a way out — a global, open, permissionless monetary
network that anyone with a smartphone can access. But until now,
using Bitcoin for everyday payments has been too complex for most
people: confusing addresses, expiring invoices, channel management,
and a user experience that feels nothing like the apps people
already love.
Our Solution
Blitz Wallet is a global payments app built on Bitcoin's open rails.
We combine the best of modern payments UX with the power and
sovereignty of Bitcoin — making it possible for anyone to send money
instantly, anywhere in the world, at near-zero cost.
At the core is
Spark, a Bitcoin-native Layer 2 that enables instant, self-custodial
transactions without the complexity of traditional Lightning — no
channel management, no inbound liquidity, no node uptime
requirements. On top of that foundation, we've built a suite of
features designed to make Bitcoin payments feel as natural as any
app you already use:
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Contact-Based Payments – Send Bitcoin to anyone
in your contacts by name, not a cryptic address. Zero fees between
Blitz users. No invoices. No QR codes required.
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Blitz Gifts – Send Bitcoin to anyone — even
people who don't have Blitz yet — via a shareable gift link. The
perfect on-ramp for friends and family.
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Payment Pools – Coordinate group payments and
collections, powered by Lightning. Split costs, collect
contributions, and settle instantly — no Venmo required.
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USDB Stablecoin Savings – Hold your balance in
USDB, a USD-pegged stablecoin, to avoid Bitcoin price volatility
while staying on Bitcoin's rails. Earn rewards and track your
goals — all self-custodial.
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Stablecoin Integration – Seamlessly swap between
Bitcoin and stablecoins to transact in the currency that makes
sense for you, without leaving the app.
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Human-Readable Addresses – Your Blitz address
looks like
username@blitzwalletapp.com. Send and
receive payments as simply as sending an email.
The result: a payments app that feels familiar, works globally,
costs almost nothing — and puts you in full control of your money.